Medigap Plan N Medicare supplement insurance benefits are primarily the exact same despite which supplemental Medicare insurance company or agent offers the plan. This implies that a Medigap Plan N provided by Mutual of Omaha must feature the same standard perks as those of Plan N offered by United American. However, some companies may offer added features or benefits, superior customer service and other perks that make one company’s Medigap Plan N more attractive than another’s.

Standard Medigap Plan N Benefits include/exclude the following, adhering to Medicare supplemental insurance policy coverage requirements by State and Federal Government agencies’ guidelines:

  • Medigap Plan N covers coinsurance and hospital expenses up to an extra 365 days (one year) after Medicare benefits are consumed.
  • Plan N additionally covers Medicare Part B coinsurance and/or copayments, and also the first 3 pints of blood required. Medigap Plan N covers hospice treatment coinsurance / copayments.
  • Skilled nursing center care coinsurance is covered under Medigap Plan N.
  • Medigap Plan N does cover 50% of Medicare Part A deductible.
  • Under Medicare Plan N deductible for Medicare Part B is not covered. Medigap Plan N also does not cover Medicare Part B excess charges.
  • Plan N does cover foreign travel health care prices.